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Sustainable Financial Empowerment: CARD MRI’s Contribution to Poverty Eradication

In the pursuit of becoming a global leader in microfinance and community-based social development, the Center for Agriculture and Rural Development Mutually Reinforcing Institutions (CARD MRI) stands as a beacon of empowerment for socially and economically challenged women and families in the Philippines. Founded by Dr. Jaime Aristotle B. Alip, who received the prestigious Ramon Magsaysay Award for Public Service in 2008, CARD MRI has been a driving force in transforming lives since its inception in 1986.

Driven by a set of core values known as Competence, Family Spirit, Integrity, Stewardship, Humility, Excellence, and Simplicity—CARD MRI has established itself as a paragon of holistic development. Its unwavering commitment to creating a poverty-free Philippines has propelled it to the forefront of social organizations in the country.

From its early days, CARD MRI has targeted landless women as its primary beneficiaries. By offering microloans for small-scale livelihood activities, education, health, and agriculture through CARD, Inc., the institution has not only provided financial support but has also equipped these women with the skills and knowledge needed to uplift themselves and their families. Through this approach, CARD MRI has contributed significantly to economic development at the grassroots level.

At the heart of CARD MRI’s mission is the creation of sustainable financial and capacity-building institutions owned and led by socially and economically challenged families. This innovative approach ensures that the communities themselves play a pivotal role in their development journey. The integration of microfinance with social development services, such as credit with education and leadership training, has further solidified CARD MRI’s impact.

As CARD MRI celebrates 37 years of service, its legacy of empowerment continues to grow. The institution’s dedication to its core values, its focus on women’s empowerment, and its commitment to integrated services have made it a true force for positive change. With every microloan granted, every family empowered, and every community transformed, CARD MRI takes another step forward in its noble quest to eradicate poverty and build a stronger, more prosperous nation.



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