business

Call and collect with ACE Hardware

May 23, 2020

Truly the helpful place, ACE Hardware continues to provide solutions to everything you need for your home repair projects with its Call & Collect service.     Your home improvement work will be a lot easier with high performance cordless drills / drivers in compact and lightweight designs; while ACE Exclusive hand tools are great for minor repairs like fixing a leaking tap, or repairing broken electrical sockets.     Give your home a fresh new look with lead-free and odorless ACE Paints and painting supplies. Prevent your home from rust and corrosion by spraying ACE Rust Stop paints direct to metal surfaces.     Replacing your lights with LED bulbs is also another way to update your home. Choose from ACE Hardware’s wide array of energy saving light bulbs and fixtures as well as durable and high quality extension cords.     How to shop with ACE Hardware’s Call & Collect service?  Just call or text participating ACE stores, wait for order confirmation and arrange preferred delivery service. Then your items will be delivered it to you immediately.     This service is now currently available in selected ACE Hardware branches located in SM Malls nationwide. In Metro Manila areas, you can Call & Collect at ACE stores at the SM Mall of Asia, SM Aura, SM City Fairview, SM Center Pasig, SM Sucat, SM Marikina, SM Novaliches and SM Muntinlupa. Selected ACE Hardware Call & Collect stores in North and South Luzon areas as well as in Visayas and Mindanao are also included.     You can also shop online for ACE products at www.acehardware.ph, ShopSM, Lazada or Shopee. For more details, you may also want to like our official Facebook page at facebook.com/acehardwarephilippines or follow our official Instagram account, @acehardware_ph.

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DOTr reiterates PUV transport protocols under MECQ, GCQ

May 23, 2020

Following the classification of high-risk and low-risk provinces and cities in the country, the Department of Transportation (DOTr) is strictly urging the public to follow the imposed health and safety guidelines for public transportation to prevent transmission of COVID-19 in public utility vehicles.  “Areas under MECQ are still considered high-risk,” says USec Artemio U. Tuazon, DOTr’s official representative to the IATF. “Our message is to prioritize safety by urging people to stay at home. There is a need for discipline and to follow through safety precautionary measures such as mandatory quarantine, observing social distancing, wearing of face masks/shields, and observing proper sanitation and hygiene.”  Last May 16, cities of Metro Manila, Laguna, Bataan, Bulacan, Nueva Ecija, Pampanga, Zambales, Angeles City have transitioned into modified enhanced community quarantine (MECQ) until May 31, while the rest of the country is under general community quarantine (GCQ).  For the DOTr and the Inter-Agency Task Force on the Emerging Infectious Diseases (IATF-EID), the health and safety of the public still remains as their top priority, thus, the imposed limitations for movement and transportation among cities under MECQ.  According to Presidential Spokesman Harry Roque in a press briefing last May 12, the “modified” ECQ allowed resumption of select industries and businesses to open but only up to a maximum of 50 percent of their workforce, while more businesses in cities under GCQ were allowed to operate at full capacity.  However, according to guidelines presented by the IATF, public transportation such as trains, buses, taxis, jeepneys, as well as transport network vehicle services (TNVS) including Grab in areas under MECQ is still suspended due to public health safety risks.  The DOTr stressed that the transport protocols released by the department should still be strictly observed as some forms of private transportation will be allowed in areas under MECQ like company shuttles, but only half of their capacity should be filled. Personal vehicles (two persons per row), bicycles (one person only), motorcycles (one person only) and E-Scooter (one person only) are also allowed.  Under GCQ, all modes of public transport will be allowed, but on a reduced capacity to observe physical distancing and under guidance of strict safety protocols provided by the DOTr.  Tuazon also explained that allowing industries to operate again, despite no public transport by the IATF, was pre-conditional. “The guidelines of the IATF has made it clear that companies and business owners that do not have the capacity to provide transportation services to their employees should not resume operations as this will place their employees at risk,” Tuazon said.  “Meanwhile, in areas under GCQ where more businesses are allowed to re-open, the DOTr is strongly urging the public to observe the issued public transport guidelines. We do not want our public transport to become transmission vectors of the disease,” Tuazon emphasized.  Furthermore, as clarified by Roque, classifications under MECQ include limited movement within the areas for obtaining essential services and work, selected operations are only allowed up to 50% of workforce, limited transportation services for essential goods and services, and suspension of physical classes.  Meanwhile, areas under GCQ will have limited movements but the government and almost all industries will be allowed to operate up to 75 percent except amusement and those with mass gatherings, limited transport services with social distancing, and flexible learning will be allowed but without face-to-face learning.  

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SEC CDO reminds lenders to comply with 30-day Mandatory Grace Period for all loans

May 23, 2020

The Securities and Exchange Commission Cagayan de Oro Extension Office has reiterated the Commission’s directive for all financing and lending companies to provide borrowers more time to settle loans falling due within the enhanced community quarantine (ECQ) and modified enhanced community quarantine (MECQ) period.  In an advisory issued on May 20, the SEC reminded financing and lending companies to strictly comply with Section 4(aa) of Republic Act No. 11469 (Bayanihan to Heal As One Act), its implementing rules and regulations (IRR), and other applicable laws, rules and regulations.  Section 4(aa) of RA 11469 provides the President the power to implement a minimum 30-day grace period for the payment of all loans while the country battles the COVID-19 pandemic.  On April 1, the Department of Finance issued the IRR directing all lenders, including those under the supervision of the SEC, to apply an initial 30-day grace period to all loans with principal and/or interest falling due during the ECQ period.  The initial 30-day grace period shall automatically be extended if the ECQ period is extended by the President pursuant to his emergency powers.  “I would like to encourage everyone to report financing and lending companies who are still asking for payments to all principal loans and amortizations despite the directive provided by the Commission in response to this pandemic” SEC-CDOEO Director Renato V. Egypto said in a statement.  Accordingly, all financing companies, lending companies and microfinance NGOs shall apply the mandatory grace period to all loans with principal and/or interest falling due between 17 March 2020 and 31 May 2020.  Meantime, the Inter-Agency Task Force for the Management of Emerging Infectious Diseases issued on May 6 Resolution No. 33, Series of 2020 directing all banks, quasi-banks, financing companies, lending companies, and other financial institutions to reckon the grace period from the respective due dates of qualified loans or until such time that the community quarantine is lifted, whichever is longer.  Under the IRR, all covered institutions shall not impose interest on interest, fees and other charges to future payments or amortizations. Borrowers may also pay the interest accrued during the grace period on a staggered basis over the remaining life of the loan.  The SEC-CDOEO directs all complainants to submit their reports through the following guidelines below:  1.    Completely and accurately fill-out the prescribed complaint form which can be accessed through this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/ 2.     Attach proof or evidence to support your complaint (e.g. screenshots of text messages/emails of the lending institution seeking for payments) 3.    Submit one complaint form per respondent company 4.    Provide one (1) government-issued ID.  Complaints can be submitted through this email: cgfd_md@sec.gov.ph. For walk-in clients, SEC-CDOEO will accept reports and will submit them to the designated departments for actions.  All covered institutions are further prohibited from requiring their borrowers to waive the application of the mandatory grace period. Nonetheless, borrowers may still choose to pay their obligations during the ECQ.  RA 11469 provides that refusal to provide the mandated 30-day grace period shall be punishable with imprisonment of two months or a fine of not less than P10,000 but not more than P1 million or both, at the discretion of the court.   “Any violation or noncompliance shall be dealt with to the full extent of the law,” the SEC warned, noting that it is currently investigating financing and lending companies that allegedly refuse to comply with the Bayanihan Act, its IRR and other applicable laws, rules and regulations.  “We are in one with all the people in Northern Mindanao and the Caraga Region as our areas of responsibility to warn and impose appropriate legal actions to these lending and financing companies who do not follow such directives,” Egypto added.  

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Bohol’s virtual ‘Pista sa Mayo’

May 23, 2020

Religious processions, live brass bands, street dancing, fireworks, neighborhood feasts: these are the sights and sounds of May, fiesta month in the Philippines. That was before COVID-19.  The pandemic may mute the pageantry, but not the Filipino spirit of celebration. Boholanos show how during their “Pista sa Mayo.”  Instead of fireworks and an elaborate procession, only a few cars and motorcycles travel along the procession route. Some houses light candles by the roadside, while others open their windows to watch the procession from their homes.  “This is fiesta in the COVID era,” says Boholano journalist Rey Chiu. “The fiesta used to be lavish…but not this time,” with mass gatherings prohibited to curb the spread of the virus.  With improved connectivity on the island, Boholanos have been using their mobile phones to document festivities and post about them on social media. Parishes have also been using this platform to engage with parishioners and make announcements, like the procession route.    “We would not have known how to disseminate information without access to the internet,” shares Chiu, quoting a lay minister who has missed church services in the last two months. Churches have been closed, but private Masses, or Missa sine populo (Mass without people), are said daily.  In a joint pastoral letter, Tagbilaran Bishop Alberto Uy and Talibon Bishop Patrick Daniel Parcon urged priests to broadcast church activities, so that the faithful can still participate from their homes. Parishioners can attend Mass via radio, television, or online broadcasts on Facebook.  The procession was not only a religious ceremony but also a community activity, an occasion for neighbors to talk to one another. “This time, we just use our mobile phones to take photos or to livestream the procession on social media,” Chiu adds. Similarly, family reunions are now held via group chats or online parties.    “Boholanos are adapting to a bold, new future with digital communication platforms,” he says.  Since the imposition of quarantine restrictions, Boholanos have been using digital technologies to cope with life under lockdown.  Local governments in the province, for example, have been using Smart Infocast to keep their constituents updated on the their COVID-19 prevention and contact tracing efforts, as well as announcements from the National Disaster and Risk Reduction Management Council, National Telecommunications Commission and the Department of Health.  Smart Infocast, the web-based service powered by PLDT wireless arm Smart Communications, Inc. (Smart) is a text message broadcast solution that can send out several short message service (SMS) alerts to a specific group of people as defined by designated users. Inter-agency task force groups and local government units (LGUs) use it to reach officials and employees, the police, health workers, and residents. Registered subscribers can send reports or feedback to the system administrator. 

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PayMaya launches ‘Negosyo’ app for MSMEs

May 22, 2020

#Now entrepreneurs can easily accept QR, online payments  With many businesses turning online as a response to the current public health situation, digital financial services PayMaya today unveiled its latest mobile payment innovation – the all-new PayMaya Negosyo app, which allows merchants to easily and quickly accept QR and online payments in just one to 2 days.   Through the new PayMaya Negosyo app available for Android devices, micro-, small-, and medium-sized enterprises (MSMEs) can easily accept QR and other forms of digital payments using their smartphones and even if they don’t have an e-Commerce website:  Accept payments from PayMaya users via PayMaya QR which can be shared in their social media pages and chat apps;  Receive payments from upgraded PayMaya users through the Send Money function of the app;  Process bank transfer payments from any InstaPay-participating bank and e-wallet in the Philippines.   Interested merchants need only to sign up through the app using their mobile number, upload one valid government ID as well as a video selfie for liveliness check, and wait 24 to 48 hours for their application to be reviewed and approved so they can start accepting digital payments right away.   “As more consumers begin to prefer shopping online and paying using contactless methods, PayMaya Negosyo will give our MSMEs the easiest and fastest way to accept digital payments from across a variety of sources–all they need now is their smartphone and a valid ID,” said Shailesh Baidwan, President of PayMaya.   Fastest way to accept contactless payments   Given the effects of the COVID-19 pandemic across the world, physical distancing and online purchases will become part of the new norm for everyone in the next several months–and merchants can easily adapt to this new situation by going cashless for their payments.   Through the PayMaya Negosyo app, merchants now have the fastest way to accept contactless payments from customers, whether they are PayMaya users or account holders of other banks and e-wallet providers.   Once the payments are received in the merchant’s PayMaya Negosyo wallet, they can then transfer these amounts to their respective bank accounts also via InstaPay. Compared with PayMaya consumer accounts that just have a P100,000 account limit for upgraded users, ‘Negosyo’ app users have a monthly limit of up to P250,000.   To start easily accepting online payments today, simply download the PayMaya Negosyo app (http://pymy.co/PayMayaNegosyo) from the Google Play store today! To know more about PayMaya Negosyo, visit https://www.paymaya.com/negosyo-merchant.   PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.    Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined.    Its Smart Padala by PayMaya network of over 30,000 partner agents nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services. 

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XU seeks donors to start up UNILAB RT-PCR Test Lab at Maria Reyna-XU Hospital

May 22, 2020

Xavier University (XU) is working with Maria Reyna Xavier University Hospital (MRXUH) to set up a Reverse Transcription — Polymerase Chain Reaction (RT-PCR) Laboratory at MRXUH to test for COVID-19. RT-PCR is the gold standard for COVID-19 testing. RT-PCR testing is the preferred mode of testing for detection of COVID-19 cases. Tests are an essential part of our struggle to contain the coronavirus pandemic. With the bio-containment modular lab to be established in Cagayan de Oro, more of the much-needed COVID-19 testing can be done in the City.   The laboratory will be modular, transforming shipping container vans into a multi-room laboratory suite which will meet the international guidance for biosafety level 2 (BSL2) and be certifiable by the Department of Health for clinical testing of human specimens. The laboratory will require a 6-person shift of BSL2-trained Medical Technicians who have also gone through training in PCR-based Testing. The total throughput of each 8-hour shift will be from 100-150 tests yielding an estimate of 300-450 tests at full capacity of 3 shifts. United Laboratories (UNILAB), a pharmaceutical company in the Philippines manufacturing healthcare products and medicines , owns the containerized lab and is shouldering the capital expenditures.  UNILAB is lending the containerized RT-PCR lab to MRXUH for free for 6 months to help address the COVID-19 situation in CDO and Northern Mindanao.  UNILAB will also fund the appropriate training for Biosafety, Biosecurity and RT-PCR testing in coordination with National Institutes of Health and National Training Center for Biosafety and Biosecurity. UNILAB will likewise facilitate the 5-stage accreditation of the laboratory by the Health Facility Standards and Regulation Bureau.  It will also donate an initial inventory of consumables for 2,000 COVID-19 tests which will be prioritized for the subgroups listed in DOH Department Memo 2020-0180 on Interim Guidelines for Expanded Testing for COVID-19, i.e., patients or healthcare workers with symptoms, relevant history of travel/contact, or considered vulnerable.   UNILAB is expected to deliver the containerized lab turn-key to Cagayan de Oro sometime this May. For its part, Xavier Ateneo will support the volunteer initiatives of its faculty from the School of Medicine to sustain the modular lab’s operations. XU will assist MRXUH in setting up the lab and in advising on guidelines and procedures. XU is requesting donors to raise the start-up operating capital needed by MRXUH to set up the lab and cover the operating expenses for the first few months. The financial assistance will support the operations of this testing laboratory  to contain the coronavirus pandemic. This UNILAB-MRXUH Testing Laboratory will help meet the urgent need for COVID-19 testing in Cagayan de Oro and Northern Mindanao. Financial donations can be coursed through #XUKontraCOVID19.

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